Hi. My name is Kyle Burbank and I’m a Millennial. Yes, I say this like it’s some sort of healing admission given the bad rap my generation has endured in recent years. You know — the talk about how anyone under 35 is lazy, entitled, and doesn’t even know how to really be an adult? While I strongly resent that generalization, I have to say that I've certainly made a few mistakes along the way myself, especially when it comes to finance.