As simple as it may seem, the practice of making multiple monthly payments to keep your credit card balance low is surprisingly effective for helping your credit score. While you may not see a huge boost, it will at least prevent you from getting dinged by a rising credit utilization. In the end, getting into this easy habit will allow you to earn rewards, avoid interest fees, and keep your credit score as pristine as it can be.
Having a great time doesn't have to cost you a fortune. Turning television watching into an interactive social event is a perfect example. So, instead of spending a small fortune to take on the town, I prefer to place my (non-monetary) bets, head to a friend's house, and turn on HBO for a surprisingly entertaining night in.
At one point or another, many of us have dreamed about becoming a published author. There are many reasons why people want to publish their works, ranging from the desire to relate to an audience, share their knowledge and skills with others, or perhaps even make a little bit of...
Road trips are a quintessential American pastime that, in my estimation, have only gotten better in recent years. With more fuel-efficient vehicles, apps that lead you to the best gas stations, and (of course) the Internet allowing us to find cool things to do pretty much anywhere in the country, hitting the road can not only save you significant coin compared to flying but also offer an abundance of fun along the way.
Controversial opinion: credit cards are great! Well, more accurately, rewards credit cards are great when used properly and responsibly. In fact, my wife and I have saved literally hundreds of dollars just by paying attention to what cards we're using to pay for certain goods and then paying down our...
So, while you're making truck arrangements, finding housing, and getting your address info updated, you may want to take a minute to familiarize yourself with your current states laws before you go. In our case, had we been proactive instead of relying on our past (apparently incomparable) experiences, we could have saved a lot of time, frustration... and $125. Learn from my pain and have a happy move!