5 different colored Discover It cards

One Underrated Perk of the Discover It Card

As I’ve shared plenty of times over the years, the Discover It card holds a special place in my heart as it was the first credit card I selected after determining I was no longer scared of such things and could trust myself to use credit responsibly. It’s also the “wild card” in my wallet thanks to its rotating 5% cash back categories that change quarterly (the current category is “dining” in case you were wondering). However, there is one perk to this particular card that I feel doesn’t get discussed too often and yet has become one of my favorite features.

When you add your Discover It card to Amazon as a form of payment, you can not only view your cash back balance but even elect to pay for your purchase using your found money. As a result, I find myself using this functionality with some frequency. In fact, I’ve unofficially made my Discover cash back my morning coffee fund as I seem to end up using it reload on K-cups. I suppose this strategy makes it so I don’t need to feel as guilty about splurging for the good stuff (or as good as coffee brewed through a plastic cup can be).

Now, I should mention that this routine actually isn’t the most effective way to use your Discover rewards. That’s because you can also use your cash back balance to purchase discounted gift cards, scoring an extra $5 or more each time. For the record, Amazon is not one of the nearly 100 retailers that offer gift cards through Discover’s marketplace (although that would be even more awesome). On the other hand, depending on what you’re buying, there is the chance that buying from Amazon instead of another store could save you more — even with the bonus gift added in. In my case, using my reward to buy coffee means I’m not hitting up Starbucks, so I’m clearly coming out on top there.

Truth be told, I doubt that Discover’s Amazon integration is really going to push anyone considering the card over the top. Still, I’ve found it be a really handy and, thus, underrated feature that’s allowed me some guilt-free splurges. So, if that sounds up your alley, you can check out my full review of the card over on Dyer News.

Author

Kyle Burbank

Founder ~ Moneyat30
Kyle is a freelance writer - including being the head writer for Fioney.com. He also serves as editorial director for the Disney fan site LaughingPlace.com and the founder of Money@30.com. In 2015, Kyle and his wife Bekah moved from Los Angeles to Springfield MO in pursuit of greater financial freedom. Together, the pair enjoy travel, coffee, and spending time with their dog Rigby. Additionally, as of 2023, they become first-time homeowners.

Other Articles by Kyle Burbank

Lemonade Pet logo

Lemonade Pet Insurance Review (2024): Policy Options & What's Covered

Pets have always been an important part of many American families. Yet, I don’t think I’d ever really considered the idea of purchasing insurance for a dog or cat until I learned that Lemonade was adding such an option. Cut to a mere month after when my wife and I...
holding up a Starbucks cup of coffee to a Delta airplane

Delta is Changing the Way You Earn SkyMiles at Starbucks

Look, I didn't intend to write about Starbucks two weeks in a row — so let's call this a Delta story instead. Earlier this week, Delta sent out an email to Skymiles members who had linked their Starbucks Rewards accounts to let them know of an upcoming change. Now, rather...
Tiger sign at Voco hotel

Travel Tuesday: Voco The Tiger Hotel Review (Columbia, Missouri)

This past weekend, my wife and I found ourselves in Columbia, Missouri. Located about three hours away from our home in Springfield, COMO is home to the University of Missouri (better known as Mizzou), which rivals our own Missouri State University. As our Saturday drew to a close, we realized...

Leave a Reply

The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get Posts in Your Inbox
Featured Articles
Lemonade Pet logo

Lemonade Pet Insurance Review (2024): Policy Options & What's Covered

Pets have always been an important part of many American families. Yet, I don’t think I’d ever really considered the idea of purchasing insurance for a dog or cat until I learned that Lemonade was adding such an option. Cut to a mere month after when my wife and I...
holding up a Starbucks cup of coffee to a Delta airplane

Delta is Changing the Way You Earn SkyMiles at Starbucks

Look, I didn't intend to write about Starbucks two weeks in a row — so let's call this a Delta story instead. Earlier this week, Delta sent out an email to Skymiles members who had linked their Starbucks Rewards accounts to let them know of an upcoming change. Now, rather...
Tiger sign at Voco hotel

Travel Tuesday: Voco The Tiger Hotel Review (Columbia, Missouri)

This past weekend, my wife and I found ourselves in Columbia, Missouri. Located about three hours away from our home in Springfield, COMO is home to the University of Missouri (better known as Mizzou), which rivals our own Missouri State University. As our Saturday drew to a close, we realized...
items ready to be packed for a trip

Halfday Garment Duffle Review: Travel Hero or Dud?

Have you ever been served ads for a product on Instagram so often that you eventually break down and buy it? As a personal finance blogger, this is not a practice I can endorse. However, as someone who reviews products, I have much more tolerance for allowing myself to give...