Talking Money Can Be Contagious

In the years since I started writing about personal finance, I’ve also found myself discussing it in everyday life far more often as well. This extends from conversations with my wife about different things I read that might be helpful for us to just casually bringing up some of these same topics with friends. However, this week I came to realize I’m not the only one initiating money convos, as my interest in personal finance has spread to those around me.

Earlier this week, my friend send me a link to a high-interest savings account that caught her eye with its high 2.45% APY. The next text following this link simply read, “You’ve turned me into someone who’s Googling all sorts of finance stuff!” My response? “Muah ha ha” (an attempt to capture a maniacal laugh in text). Joking aside, I was super excited to hear that I might actually be making an impact.

Now, to be sure, I’m not the type of person to push unsolicited financial advice on my friends at every turn (or any turn, for that matter). Instead, it seems that talking about money just became something natural to me and discussing things like savings, self-employment taxes, and retirement accounts became part of that. This not only opens the door for friends to ask me for financial input if they want it but can also spark an interest for them that leads them to find their own path.

Given this experience, I’m still shocked to hear how many people are deathly afraid of discussing any sort of money matters with others. One study I saw recently found that 39% of adults felt that the topics of salary or household income were too taboo to talk about. Even if talking salary is a bit over the line for some, I was more surprised that 38% said that even discussing retirement savings was too much. To me, that’s something that definitely needs to change.

On the bright side, the same survey also found 35% of respondents reporting that the topics of saving and/or investing came up in conversation with friends in the past six months. That’s actually not a bad start — but we can do more. Of course no one wants to spend entire dinners discussing their finances, nor does anyone want a lecture about where they’ve gone wrong. However, it seems to me that there are ways to work money into everyday conversation to at least erase the stigma around doing so and perhaps inspire someone else to do that same. From what I’ve found, talking money can be contagious and could help spread financial savviness farther than we could imagine.


Kyle Burbank

Kyle is a freelance writer and author whose first book, "The E-Ticket Life" is now available on Amazon. In addition to his weekly "Money at 30" column on Dyer News, he is also the editorial director and a writer for the Disney fan site and the founder of

Other Articles by Kyle Burbank

How I Save 5.25%+ on All of My Amazon Orders

How many times have you been sitting at home and thought, "Oh, I need to buy X" or "I wonder if X product exists" or some variation of those scenarios? If you're like me, you've not only had such impulsive thoughts but also followed them up by going to Amazon....

Travel Tuesday: Wally's — Is the Mega Gas Station Better than Buc-ee's?

A few months back, I shared my experience visiting a Buc-ee's for the first time when on a road trip to Florida. Well, this past weekend, my wife and I headed up to Chicago for C2E2. Along the way, we noticed a large gas station called Wally's, which seemed to...

Southwest Has Eliminated Expiration Dates for Flight Credits

I'll admit that, historically, I've not been a huge fan of flying Southwest. This distaste stems pretty much exclusively from their boarding system and the fact that you don't have an assigned seat ahead of time. As someone who's grown accustomed to reserving a seat at the movies for years,...