Category: Quick Tips

Every Friday I post a new Quick Tip covering a wide range of topics, including ways to save money, travel tips, personal products/services I find interesting, and more.

Ean Membership Rewards points
Rakuten Now Lets You Earn American Express Membership Rewards Points
Have you ever been in a situation where your loyalty to a person, product, or brand seemed like it was actually a hindrance? Take, for example, how cable companies like to offer special deals to new customers while raising rates for their existing ones. Or social media giveaways where the winner is the 10,000 follower...
RIP
Barclays Just Ruined My Favorite Credit Card
Welp. Part of me knew this day would come, but it's tremendously disappointing nonetheless. Earlier this week, Barclays and Uber announced some major changes to my beloved Uber Visa card. This included a multiplier decrease in my most-used category, the removal of another useful spending category, and the discontinuation of the $50 per year streaming...
a couple siting in a plane
Is Delta's New SkyMiles Select Worth It?
After years of hopping on any airline that would have me, the last few years have found my travels mostly consolidating to one carrier: Delta. Aside from the few times I've taken advantage of Allegiant's convenient direct routes, my wife and I have happily turned to Delta for our increasingly numerous flights domestically and abroad....
arrow pointing up
The Latest Brokerage Price War is Good News for Newbie Investors
How quickly things can change. In just the past two weeks or so, there's been a sea change in the brokerage business. It started when Charles Schwab announced that it would be dropping its trade commission fee to $0. Almost immediately, TD Ameritrade and E*Trade followed suit, with Fidelity also coming around to this new-normal...
IRS logo
Apparently Not All "IRS" Mail is a Scam
As much I love USPS's Informed Delivery service, it can sometimes cause me anguish. Specifically, there have now been two times when seeing what was headed to my mailbox led to several stressful hours. I should probably explain... A few weeks ago, I saw that I had some piece of mail coming from the Internal...
Bonsu Star Bingo
Bonus Star Bingo is Back at Starbucks
It's the most wonderful time of the year. Okay, that's a bit of a stretch — but it is at least a moderately exciting time. That's because Starbucks just rolled out its latest Bonus Star Bingo game, enabling the chain's loyalists to earn free beverages and more. As I've previously written about, I've found Bonus...
SoFi Invest Takes on "The Latte Factor" With Limited-Time Offer
We've all heard of the so-called "Latte Factor" that seeks the quantify how much you could be saving sans Starbucks trips and, in turn, how much you could earn by reinvesting said funds. It's a theory that makes a lot of sense to some but has also been criticized for not taking into account what...
American Express Platinum Card
Why I Just Paid $550 for a Credit Card
Since starting this blog, I've made plenty of proclamations. For one, I've stated that I didn't need any more credit cards on several occasions, only to eventually open an Uber Visa and, more recently, an Apple Card. Similarly, I've also stated that I wasn't sold on the idea of having a credit card with an...
pile of cash and coins
Covering Your Cash Back Bases
Over the past three years, I've learned a lot about money and how to manage my finances. Although I've found myself to be a "money nerd" who takes interest in even the most mundane of topics, one of my favorite aspects of personal finance has been figuring out ways to maximize savings on items I...
Featured Articles
How Utilization Impacts Your Credit Scores: My Real-Life Example
You may already know that Credit Utilization is the second-largest factor FICO considers when determining your credit score. Specifically, it makes up 30% of your score, topped only by Payment History at 35%. But what does that look like in practice? Well, I recently got the "opportunity" to see firsthand. In April, I elected to...
Travel Tuesday: Allbirds Weatherproof Hightops - How They Compare to Mizzles
As I've mentioned more than a few times before, after purchasing a pair of water-resistant Allbirds Runner-Up Mizzles a few years back, they quickly became my go-to travel shoe. That's because they're not only comfortable but also help protect my feet from wet weather while on the road (there are few things I hate more...
This New Hardshell Carry-On Luggage Option Has My Attention
Welcome back to another Quick Tip — and the latest edition of our occasional, unofficial series Things Kyle Wants to Buy. When I returned from my most recent trip, for some reason, I had hardshell luggage on my mind. That's strange because my current soft-sided luggage has served me well and, moreover, I've traditionally not...
Would it Be Wrong to Try This Potential Free Checked Bag Trick?
I don't remember the last time I paid for a checked bag on a plane. Granted. I've paid for carry-ons while flying Allegiant — but, in the cases where I have elected to check a bag in recent years, it's been a free gate check since I occasionally volunteer to part with my bag early...