Quick Tips
Every Friday I post a new Quick Tip covering a wide range of topics, including ways to save money, travel tips, personal products/services I find interesting, and more.
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One Underrated Perk of the Discover It Card
As I’ve shared plenty of times over the years, the Discover It card holds a special place in my heart as it was the first credit card I selected after determining I was no longer scared of such things and could trust myself to use credit responsibly. It’s also the “wild card” in my wallet…
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Wealthfront Raises Cash Account APY Yet Again
It was only a few weeks ago that roboadvisor platform Wealthfront increased the annual percentage yield (APY) for their Cash Account to an industry-leading 2.51%. However, with other institutions subsequently besting them, the company recently shot back by raising their rates another six basis points to 2.57%. While the hike is more symbolic than anything,…
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Dosh is Bringing Hotel Bookings Back to Their App
Back when I first discovered the cash back app Dosh, they offered a travel tab that allowed you to earn rebates on hotel bookings. At the time, I actually ran a couple of experiments to see how their prices compared to some other sites and found them to have some good deals. Alas, somewhere along…
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Couples Finance: Replacing “Mine” with “Ours”
Before my wife and I got married, we were living on opposite sides of the country. Then, after our Vegas nuptials, she moved into my an apartment I already had in California, bringing her various assets to my abode furnished almost exclusively with things I had inherited from past roommates. In other words, while our…
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Prioritizing a Financially Stable Life
You know that feeling of dread that hangs over you when you know you need to do something? I assume that’s exactly how most people feel when they know they’re in debt or are in danger of falling into debt. This past week, I was honored to be included in a round-up Debt.com put together…
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Financial Fallibility: Settling For Better, Not Best
Over the past few years, my wife and I have done a lot of things right when it comes to our finances. We’ve built an emergency fund, maxed out our Roth IRA, and, most recently, started investing in a “real” brokerage account (yes, it’s actually in the market now and not sitting in a money…
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Binji’s Card Consolidation Sounds Awesome, But Take a Closer Look
Ever since I determined that I was ready to jump back into the credit card game after swearing off them in my 20s, my wife and I have been all about maximizing our rewards. With the relatively modest sum of three main cards to our names, for the most part, we’ve become pretty good at…
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Considering Roboadvisors: The Pros and Cons
Last week, I mentioned that I had finally taken the next step in my investing journey by opening my first real brokerage account. Incidentally, before arriving at that decision, I explored a few other options — namely roboadvisors. See, I had definitely heard of this technology for some time, although it wasn’t until a recent…
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Opening My First “Real” Brokerage Account (And the Mistake I Already Made)
Over the past few months, I’ve mentioned multiple times that my big goal this year was to start investing and contributing to a brokerage account on a monthly basis. Well, at long last, I took a major step toward reaching that goal this week as my wife and I opened up a joint brokerage account…
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Roasting Marshmallows: Following My FIRE Flirtation
Ever since I attended FinCon last September, I’ve been learning a lot about the personal finance blogging community. In doing so, I’ve also continued to seek my rightful place among its many subsections. While I haven’t quite found it yet, lately I’ve been finding myself most attracted to the FIRE side of things — even…
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T-Mobile’s New Bank Account Offers Customers Up to 4% APY
Well this came out of left field. Last week, T-Mobile — a wireless service provider you may recall I recently switched to — announced that it was launching a new bank account. While the main features of this account are available to most Americans, the biggest selling point for current customers is the potential to…
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TouchNote App Makes For Frugal and Fun Travel Souvenirs
For many of us, taking a trip near or far doesn’t just mean coming home with memories and photographs, it also means bringing souvenirs home for yourself and your friends. Unfortunately, in addition to taking up room in your suitcase, these tchotchke and other gifts can get expensive. That’s why we’ve started opting for more…
