Quick Tips

Every Friday I post a new Quick Tip covering a wide range of topics, including ways to save money, travel tips, personal products/services I find interesting, and more.

  • Apparently Not All “IRS” Mail is a Scam

    Apparently Not All “IRS” Mail is a Scam

    As much I love USPS’s Informed Delivery service, it can sometimes cause me anguish. Specifically, there have now been two times when seeing what was headed to my mailbox led to several stressful hours. I should probably explain… A few weeks ago, I saw that I had some piece of mail coming from the Internal…

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  • Bonus Star Bingo is Back at Starbucks

    Bonus Star Bingo is Back at Starbucks

    It’s the most wonderful time of the year. Okay, that’s a bit of a stretch — but it is at least a moderately exciting time. That’s because Starbucks just rolled out its latest Bonus Star Bingo game, enabling the chain’s loyalists to earn free beverages and more. As I’ve previously written about, I’ve found Bonus…

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  • SoFi Invest Takes on “The Latte Factor” With Limited-Time Offer

    SoFi Invest Takes on “The Latte Factor” With Limited-Time Offer

    We’ve all heard of the so-called “Latte Factor” that seeks the quantify how much you could be saving sans Starbucks trips and, in turn, how much you could earn by reinvesting said funds. It’s a theory that makes a lot of sense to some but has also been criticized for not taking into account what…

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  • Why I Just Paid $550 for a Credit Card

    Why I Just Paid $550 for a Credit Card

    Since starting this blog, I’ve made plenty of proclamations. For one, I’ve stated that I didn’t need any more credit cards on several occasions, only to eventually open an Uber Visa and, more recently, an Apple Card. Similarly, I’ve also stated that I wasn’t sold on the idea of having a credit card with an…

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  • Covering Your Cash Back Bases

    Covering Your Cash Back Bases

    Over the past three years, I’ve learned a lot about money and how to manage my finances. Although I’ve found myself to be a “money nerd” who takes interest in even the most mundane of topics, one of my favorite aspects of personal finance has been figuring out ways to maximize savings on items I…

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  • Acorns is Featured in the New Lil Nas X Video and It’s Kind of Awesome

    Acorns is Featured in the New Lil Nas X Video and It’s Kind of Awesome

    Hip hop is a genre not usually known for its messages of fiscal responsibility. This isn’t to say there haven’t been some songs that preach the gospel of creating wealth instead of merely sharing all the ways you can spend it, but they are comparatively few and far between. So imagine my surprise when a…

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  • Planning on Getting Disney+? Save Big With This Special Offer

    Planning on Getting Disney+? Save Big With This Special Offer

    At this point, it’s really no secret that I am a huge Disney nerd. Thus, I’m counting down the days until Disney+ — the company’s ever-expanding  upcoming streaming service — debuts on November 12th. In fact, I already signed-up for the service while attending this past weekend’s D23 Expo. However, the reason for that pre-launch…

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  • How Do Free Credit Monitoring Sites React to New Credit Inquiries?

    How Do Free Credit Monitoring Sites React to New Credit Inquiries?

    Over on Dyer News, I end up doing a lot of personal finance app reviews. This includes a variety of free credit monitoring services that allow you to view your educational credit scores and give you tips for improving them. The thing is that, while I explore each of these services in-depth to review them,…

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  • Knowing When to Jump Off of a Sinking Ship

    Knowing When to Jump Off of a Sinking Ship

    Earlier this week, the subscription service Loot Crate announced it had filed for Chapter 11 bankruptcy and had been acquired. While the news made headlines — especially since the company was one of the country’s fastest-growing — I honestly could have told you a few months ago this was going to happen. As a Loot…

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  • As Digit Raises Its Fee, Try These Savings Options Instead

    As Digit Raises Its Fee, Try These Savings Options Instead

    When I reviewed the automated savings app Digit a few months ago, my conclusion was the service was super clever, enjoyable, and effective but that the $2.99 fee was simply too high. Well, unfortunately, that steep price got even steeper recently as the app raised its monthly fee up to $5. The good news is…

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  • Why Your Online Bank Might Have Decreased Their APY This Week

    Why Your Online Bank Might Have Decreased Their APY This Week

    In case you didn’t hear, earlier this week the Federal Reserve made big news by cutting interest rates for the first time in more than a decade. While this might seem like the kind of top-level economic news that doesn’t affect most people’s wallets, that’s far from the case. In fact, in just the few…

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  • Zero Opens Its Debit-Style Credit Card to All

    Zero Opens Its Debit-Style Credit Card to All

    What if a credit card offered a “debit-style experience” that would help prevent cardholders from racking up debt? That’s the big idea behind Zero‘s new Zerocard. If that name and pitch sound familiar, it’s probably because Zero has been rolling out the product in recent weeks, working through the large waitlist that amassed before launch.…

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