Quick Tips

Every Friday I post a new Quick Tip covering a wide range of topics, including ways to save money, travel tips, personal products/services I find interesting, and more.

  • Couples Finance: Replacing “Mine” with “Ours”

    Couples Finance: Replacing “Mine” with “Ours”

    Before my wife and I got married, we were living on opposite sides of the country. Then, after our Vegas nuptials, she moved into my an apartment I already had in California, bringing her various assets to my abode furnished almost exclusively with things I had inherited from past roommates. In other words, while our…

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  • Prioritizing a Financially Stable Life

    Prioritizing a Financially Stable Life

    You know that feeling of dread that hangs over you when you know you need to do something? I assume that’s exactly how most people feel when they know they’re in debt or are in danger of falling into debt. This past week, I was honored to be included in a round-up Debt.com put together…

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  • Financial Fallibility: Settling For Better, Not Best

    Financial Fallibility: Settling For Better, Not Best

    Over the past few years, my wife and I have done a lot of things right when it comes to our finances. We’ve built an emergency fund, maxed out our Roth IRA, and, most recently, started investing in a “real” brokerage account (yes, it’s actually in the market now and not sitting in a money…

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  • Binji’s Card Consolidation Sounds Awesome, But Take a Closer Look

    Binji’s Card Consolidation Sounds Awesome, But Take a Closer Look

    Ever since I determined that I was ready to jump back into the credit card game after swearing off them in my 20s, my wife and I have been all about maximizing our rewards. With the relatively modest sum of three main cards to our names, for the most part, we’ve become pretty good at…

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  • Considering Roboadvisors: The Pros and Cons

    Considering Roboadvisors: The Pros and Cons

    Last week, I mentioned that I had finally taken the next step in my investing journey by opening my first real brokerage account. Incidentally, before arriving at that decision, I explored a few other options — namely roboadvisors. See, I had definitely heard of this technology for some time, although it wasn’t until a recent…

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  • Opening My First “Real” Brokerage Account (And the Mistake I Already Made)

    Opening My First “Real” Brokerage Account (And the Mistake I Already Made)

    Over the past few months, I’ve mentioned multiple times that my big goal this year was to start investing and contributing to a brokerage account on a monthly basis. Well, at long last, I took a major step toward reaching that goal this week as my wife and I opened up a joint brokerage account…

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  • Roasting Marshmallows: Following My FIRE Flirtation

    Roasting Marshmallows: Following My FIRE Flirtation

    Ever since I attended FinCon last September, I’ve been learning a lot about the personal finance blogging community. In doing so, I’ve also continued to seek my rightful place among its many subsections. While I haven’t quite found it yet, lately I’ve been finding myself most attracted to the FIRE side of things — even…

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  • T-Mobile’s New Bank Account Offers Customers Up to 4% APY

    T-Mobile’s New Bank Account Offers Customers Up to 4% APY

    Well this came out of left field. Last week, T-Mobile — a wireless service provider you may recall I recently switched to — announced that it was launching a new bank account. While the main features of this account are available to most Americans, the biggest selling point for current customers is the potential to…

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  • TouchNote App Makes For Frugal and Fun Travel Souvenirs

    TouchNote App Makes For Frugal and Fun Travel Souvenirs

    For many of us, taking a trip near or far doesn’t just mean coming home with memories and photographs, it also means bringing souvenirs home for yourself and your friends. Unfortunately, in addition to taking up room in your suitcase, these tchotchke and other gifts can get expensive. That’s why we’ve started opting for more…

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  • Disney+ May Just Get You to Quit Cable (or Netflix)

    Disney+ May Just Get You to Quit Cable (or Netflix)

    Let’s get this out of the way up front: I am a huge Disney fan. Because of this, I’ve been actively looking forward to learning more about their upcoming streaming service, Disney+. Well, yesterday was my lucky day as the company finally spilled the beans — and, man, were they some delicious beans. On top…

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  • How Apple Pay Saved My Butt in Hong Kong

    How Apple Pay Saved My Butt in Hong Kong

    Visiting another country is always an interesting money experience. Even when traveling to places I’ve been to before, it seems I never know what to expect. That’s why, in the past, I’ve made sure to touchdown in each nation with at least a few dollars of local currency already in hand and armed with a…

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  • Is Apple’s Upcoming Credit Card Worth Adding to Your Wallet?

    Is Apple’s Upcoming Credit Card Worth Adding to Your Wallet?

    In recent years, the always-hyped Apple product presentations have been a bit hit or miss. While this week’s installment earned mixed review, the element that consumed all of my attention was the announcement of Apple Card — a new credit card the company is launching with Goldman Sachs. I had actually seen rumors that such…

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Featured Articles
My Wife Just Discovered the Magic of Bank Bonuses
One of the reasons why my wife and I have enjoyed such a successful marriage is that we were quick to get on the same page about money. However, while we agree on how we spend and save our money, when it comes to credit card rewards, my wife's been more apprehensive than me. It's...
The Internet is Going Wild for This Lucrative Offer from Paze
You may not have heard of Paze — but there's a good reason why you'll want to familiarize yourself with it now. This week, the digital wallet (which comes from the same company behind Zelle) launched an offer that could be worth $100 or more. Currently, when customers use Paze to pay at qualifying online...
Travel Tuesday: When is the Best Time to Book a Hotel Room?
I don't know about you, but for me, one of the most stressful parts of booking a trip is finding the right time to make my purchase. While part of me wants to lock my plans in as I make them, another part of me knows that being a bit more strategic can yield good...
How Chase Just Got Me to Keep My Sapphire Preferred Card
A couple of weeks ago, my wife received replacement cards for our Chase Sapphire Preferred in the mail. This served as our reminder that, if we did want to downgrade the card as we'd been talking about for years, now would be the time. See, I'd convinced her to get the card while it was...