During this past year, I finally started investing. Well, let me rephrase that — I started investing aside from a 401(k) or IRA. After dabbling a bit with Acorns, I started investing directly in individual stocks using Robinhood (and recently earning free stocks via Bumped). However, as 2019 gets underway,...
Last year, for the first time, my wife and I managed to max out our IRA — something we saw as a major money milestone for us. While I'd love to say that this move was motivated purely by wanting to be prepared for retirement (which of course we do),...
When we think about money milestones, they’re often exciting events such as buying a car or a home. However, one of the biggest money milestones that everyone should strive for might not be very exciting but it could be vital: having an emergency fund. In fact, one could argue that...
Over the past year or so, my big financial goal has been to start investing seriously. This journey has taken me from experimenting with stock trading apps to opening a "real" brokerage account and looking to maximize my retirement account options. While I've been satisfied with my progress so far,...
Would you ever buy a car online without even getting so much as a test drive? To some, such a proposition sounds crazy — but that's exactly what my wife and I did a couple of weeks ago. After exploring options, securing financing, and arranging a trade in via Carvana's...
Well, it took me nearly halfway into the year but I have finally met my 2019 goal: get started with investing. To be clear, this actually isn't my only investment experience as I've had 401(k)s and IRAs in the past as well as purchased a few individuals company shares with...
Dave Ramsey hates credit cards. I say this as someone who's never actually listened to a full episode of his show, but I've heard his position on plastic again and again from various articles either agreeing or disagreeing with him. Personally, while I understand why someone like him who speaks...
During this past year, I finally started investing. Well, let me rephrase that — I started investing aside from a 401(k) or IRA. After dabbling a bit with Acorns, I started investing directly in individual stocks using Robinhood (and recently earning free stocks via Bumped). However, as 2019 gets underway,...
Regardless of how old you are, buying a car is a big deal. Because of this, it’s important to think through every aspect of the process in order to make the best decision possible. Whether you end up running the numbers and getting a great deal or end up determining that now might not be the best time for you to buy, this thoughtful approach to car buying can go a long way.
Between the different accounts, contribution limits, taxes, and more, there’s a lot of confusion that surrounds retirement savings. However, when you break things down, it’s really not all that complicated. In fact, you can start saving for retirement with just a few dollars and grow it into something much more sustainable by the time you retire. So what are you waiting for?
Home buying is a big deal. While the prospect of owning instead of renting may be as consistently alluring to you as it is to me, unknown costs and unanswered questions can get in the way of making what is ultimately the best financial decisions and turn your money milestone into a massive mistake. So the question remains — are you really ready to buy your first house?